Turn “I Wish I Could Help” Into A Safe Next Step
You meet homeowners and buyers every week who clearly need help, but don’t fit the bank’s box.
Right now your only options are to give informal advice, send them somewhere you’re not sure you trust, or just say “I’m sorry" or "hope that helps."
TruHaven Partners gives you a safe, compliant way to hand them off, protect the relationship, and get paid when the transaction closes.
We respond within 24–48 business hours to referrals.
Already a referral partner?
Send a referral now
Not Sure If You’re a Fit?
If you regularly talk to homeowners or buyers and want a safe place to send the ones you can’t help yourself, that’s exactly what this page is for.
There’s no cost to join our referral program. We just need a little information about you and how you meet people so we can protect your relationships and track referrals correctly.
Still not sure, reach out and contact our team.
You Can Ask Us About
You can ask us about:
- Who TruHaven is a fit for (and who we’re not)
- How referrals are handled and communicated
- How referral compensation works when a transaction closes
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Who Our Referral
Program is For?
Real Estate
Agents, brokers, helping people buy, sell, or lease
Brokers
Realtors & Agents
Property Managers
Relocation Specialists
Inspectors
Appraisers
Legal & Financial
Attorneys, CPAs, advisors, taxes, assets, or risk
Attorneys
CPA's, Tax Advisors, Accountants
Financial Advisors
Mortgage Brokers
Private Money Brokers
Property Services
Contractors working on residential homes
General Contractors
Trades Professionals
Handy Repair Professionals
Insurance Agents
Title Companies
Organizations & Groups
serving the community, HOAs, or nonprofits
Investment Clubs
Local REIA's
Masterminds
Transaction Coordinators
Networking
Conferences
Not on this list but still talk to homeowners or buyers? If you’re unsure, please reach out to us, we'd love to work with you.
What We Do For The People You Refer
For the People You Refer
We listen to their situation and only proceed if we’re a true fit
We walk them through a clear, compliant path to owning or keeping their home
We coordinate with buyers from start to finish, so it’s not on anyone's shoulders, guided by experts along the way
Why They’ll Thank You
You save the deal, get paid, and look like the hero
They get a real next step instead of ‘I’m sorry, there’s nothing I can do
They deal with licensed professionals and clear paperwork
They keep you in high trust for pointing them somewhere safe
how it works
How The Referral Process Works
You Introduce
Fill out the short form on this page with basic info.
We Review & Reach Out
We contact them directly, verify fit, and explain options.
They Decide
If they move forward into a transaction, we keep you updated at key milestones.
If a Transaction Closes, You’re Paid
Referral compensation is issued promptly after closing, according to our written terms.
What Its Like to Work With Us?
Straight Answers
Clear next steps and how to strengthen your application for better terms.
Clear Explanations
Every document, term & number is explained in plain language before you sign.
Trustworthy Team
Independent professionals so multiple experts review your file and questions answered.
Respect & Candor
No pressure, no rush, no judgment—only your ability to succeed going forward.
Clear Path to Homeownership
what we offer & More
We provide a clear, structured path to homeownership, with tailored options and expert support so you can move forward with confidence.
Stay & Secure Program
Keep living in your home with a clear, structured plan.
Stay in your home with a clear plan:
Simple steps and timelines so you always know what comes next.Payments you can actually handle:
Terms built around what you can afford today, with no surprises.Protect your equity and regain control:
Preserve as much of your equity as possible while we guide you back to stability.
We stabilize your situation, remove the chaos, and help you regain long-term control.
Bank Free Ownership
People who can afford the payment but can’t qualify with a bank.
Own a home without a bank:
who can afford the payment but don’t fit bank rules.Fixed, predictable monthly payment:
Clear terms, simple docs, no surprise jumps.Built to protect you and your future:
State‑compliant structure, pro servicing, and freedom to refinance later.
We help you buy a home to live in using a bank‑free structure with fixed, predictable terms from day one.
Access Equity
Homeowners who want to use their home’s value as security under clear terms and a defined payback schedule.
Access cash without moving:
Tap a sensible share of your home’s value while you keep living there.
Clear terms and payments:
Fixed schedule, written plan, and no surprises.Keep control of your home & future:
Safe limits, flexible payoff options, and a path to stronger long‑term finances.
We keep it straightforward: clear terms, sensible limits, and a plan that protects your home and your future.
Frequently Asked Questions
What if I've been denied by banks before?
That’s often who we’re built for and the reason we created TruHaven Partners. A past bank denial doesn’t automatically stop you here. We use a different structure that doesn’t rely on traditional bank approval, and focus on whether you can realistically afford the payment going forward.
Is this legal or is it too good to be true?
Yes. Every approved purchase goes through a full set of disclosures, licensed review, and third‑party servicing. You will see and sign real documents, not back‑of‑the‑napkin agreements.
Do you check my credit?
No! We don't run credit checks for pre-approval. We focus on your ability to make monthly payments, not your past mistakes. Bad credit, no credit - we work with everyone.
Are there any upfront costs?
You’ll need funds to qualify (typically 15–20% of the purchase price), but there are no application fees or hidden charges. Every cost is written out and explained before you agree to anything.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine how much of a monthly mortgage payment you can afford.
What are the interest rates?
We'll work with you to find the best option. Rates vary based on down payment and term length but typically are 30 year fixed-term mortgages starting at 8.99%.
How fast and what documents do I need to apply?
Timing depends on your situation, the home, and how quickly everyone provides documents. We will never trade safety or compliance for speed. Our experts will guide you on the specific documents required for your application.
How long does the mortgage approval process take?
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.
Will I really own my own home?
For approved homes, you receive full ownership from the day you close. This is not a rent‑to‑own or lease program. The day you close you start building equity, own the home, and welcome to being a homeowner!
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions. Our loans are typically (unless requested) 30 year fixed-rate mortgages.
Still have questions?
Helping Texas homebuyers, professionals, and capital partners work inside a clear, compliant real estate structure.
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