Rejected by banks. Still ready to own a home.

If you can afford the payment but haven’t been conventionally approved, TruHaven Partners helps you explore another path to owning a home.

You did the work. You saved. You pay your bills.

But the traditional process still hasn’t given you a clear “yes.”

TruHaven Partners exists for people like you – real income,

real responsibility, just not a fit for conventional approval.

Check If You Qualify(Takes About 3 Minutes)

Have questions before you start?

Not sure if you’re a fit for TruHaven? Share a few details and we’ll walk you through what’s possible, what’s not, and what the next steps could look like.

No pressure. No sales script. Just clear answers.

Click 'Contact Our Team Instead' and we will follow-up within one (1) to two (2) business days or let us know if the matter is more urgent.

Prefer Spanish? / ¿Prefieres español?

Prefer to talk first? Contact our team instead

Book Your Free Consultation Call Today!

On a quick, no-pressure call, we’ll listen to your situation and what you’re trying to accomplish with your home.

We’ll share, in plain language, whether TruHaven Partners could be a safe fit for you.

Contact our Team Instead

You’re Not Broken. The Process Is Limited.

15+

Years of

experience

Maybe this sounds familiar

You did everything they asked. It still wasn’t enough

You went under contract, then watched the deal fall apart days before closing.

A bank told you, “Come back later,” while your family stayed stuck renting.

Your income is real, but because it’s self‑employed or non‑traditional, it doesn’t fit their box.

Your credit report doesn’t tell the whole story, but you show up, pay your bills, and your income today is solid.

You’re not the problem.

The rules were written for a different kind of borrower.

We built TruHaven Partners for people who can clearly afford a home payment and want a stable place for themselves and their family.

Check If You QualifyTakes About 3 Minutes

Who TruHaven Partners

is Right For?

Home Purchase

You plan to live in the home as your primary residence

Steady Income & Payment

You have documentable income and prefer a fixed monthly payment

Feel Stuck Renting Forever

Feel ready for a home but can't seem to find a way to get approved

Client Satisfaction

100%

Personalized Solutions

90%

Exceptional Customer Service

100%

Your Journey to Homeownership Starts Here

We simplify the journey to homeownership. Our dedicated team is here to guide you through every step, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into a reality.

Fast 24 - 48 hour approval, all credit welcome, flexible terms
Personalized solutions tailored to your needs
Expert guidance throughout the entire buying process

how it works

We Make Home Buying Easy

See If You Qualify

Approval in 24 - 48 hours with a completed application and valid ID

Dream Home

Lets work together to find the best home for you and your loved ones

House Purchase

Personalized, clear, fixed rates & terms. Trustworthy process working with the best professionals

Move In

Start enjoying your new home, making monthly payments, everything tracked for you

What Its Like to Work With Us?

Straight Answers

Clear next steps and how to strengthen your application for better terms

Clear Explanations

Every document, term & number is explained in plain language before you sign

Trustworthy Team

Independent professionals so multiple experts review your file and questions answered

Respect & Candor

No pressure, no rush, no judgment—only your ability to succeed going forward

Clear Path to Homeownership

what we offer ?

We provide a clear, structured path to homeownership, with tailored options and expert support so you can move forward with confidence. If you have a different scenario, please reach out, we'd love to see if we can help.

Stay & Secure Program

Keep living in your home with a clear, structured plan.

Stay in your home with a clear plan:
Simple steps and timelines so you always know what comes next.
Payments you can actually handle:
Terms built around what you can afford today, with no surprises.
Protect equity and regain control:
Preserve as much of your equity as possible while we guide you back to stability & put this behind you.

We stabilize your situation, remove the chaos, and help you regain long-term control.

Bank Free Ownership

People who can afford the payment but can’t qualify with a bank.

Own a home without a bank:
who can afford the payment but don’t fit bank rules.
Fixed, predictable monthly payment:
Clear terms, simple docs, no surprise jumps.
Built to protect you and your future:
State‑compliant structure, pro servicing, and freedom to refinance later.

We help you buy a home to live in using a bank‑free structure with fixed, predictable terms from day one.

Access Your Equity

Homeowners who want to use their home’s value as security under clear terms and a defined payback schedule.

Access cash without moving:
Tap a sensible share of your home’s value while you keep living there.
Clear terms and payments:
Fixed schedule, written plan, and no surprises.
Keep control of your home & future:
Safe limits, flexible payoff options, and a path to stronger long‑term finances.

We keep it straightforward: clear terms, sensible limits, and a plan that protects your home and your future.

Frequently Asked Questions: Homeowners

What if I've been denied by banks before?

That’s often who we’re built for and the reason we created TruHaven Partners. A past bank denial doesn’t automatically stop you here. We use a different structure that doesn’t rely on traditional bank approval, and focus on whether you can realistically afford the payment going forward.

Is this legal or is it too good to be true?

Yes. Every approved purchase goes through a full set of disclosures, licensed review, and third‑party servicing. You will see and sign real documents, not back‑of‑the‑napkin agreements.

Do you check my credit?

No! We don't run credit checks for pre-approval. We focus on your ability to make monthly payments, not your past mistakes. Bad credit, no credit - we work with everyone.

Are there any upfront costs?

You’ll need funds to qualify (typically 15–20% of the purchase price), but there are no application fees or hidden charges. Every cost is written out and explained before you agree to anything.

How do I know how much I can borrow?

Your borrowing capacity depends on various factors, including your income, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine how much of a monthly mortgage payment you can afford.

What are the interest rates?

We'll work with you to find the best option. Rates vary based on down payment and term length but typically are 30 year fixed-term mortgages starting at 8.99%.

How fast and what documents do I need to apply?

Timing depends on your situation, the home, and how quickly everyone provides documents. We will never trade safety or compliance for speed. Our experts will guide you on the specific documents required for your application.

How long does the mortgage approval process take?

The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.

Will I really own my own home?

For approved homes, you receive full ownership from the day you close. This is not a rent‑to‑own or lease program. The day you close you start building equity, own the home, and welcome to being a homeowner!

What is the difference between a fixed-rate and an adjustable-rate mortgage?

A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions. Our loans are typically (unless requested) 30 year fixed-rate mortgages.